SOLUTIONS TO SUPPORT SMALL ANH MEDIUM ENTERPRISES ACCESS TO CREDIT CAPITAL FOR DEVELOPMENT

Abstract

Contributing a significant part in the economy, Vietnamese small and medium enterprises (SMEs) have an important role in the country's socio-economic development in terms of production, employment generation and also facilitating equitable distribution of income. With the aim to boost the SMEs sector, the government has introduced policies for SMEs to access credit capital over the past few years. In the current situation, SMEs's debt ratio is out raising the economy's debt yet still have not met the demand for SMEs’ needs. Accessing credit capital for SMEs requires more clear and transparent measures from the government and also guidance from the State bank.